Virtual Account
Receive instant payment confirmation and reconciliation
Payment Links
Send out links and get paid
Payment Gateway
Accept payments easily on your platforms
Ecommerce
Start selling products online
Transfer API
Send money to customers seamlessly.
USSD
Receive payment from customers quickly
Airtime, Data, SMS
Buy airtime, data, and send single or bulk SMS.
POS
Streamline sales, accept payments with Squad POS.
Direct Debit
Collect recurring payments directly from customer accounts.
Never chase customers for payments again.
Customers authorize multiple payments to you once, and Squad securely debits their bank account on every due date. Perfect for loan repayments, subscriptions, school fees, utility bills, installment payments, and other recurring collections.
Aurora Dynamic Hub
Squad Merchant
Monthly Collections
₦14,847,900
Success Rate
98.7%
Active Mandates
Vehicle Loan
Michael Adeyemi • Monthly
₦250,000
ActiveLoan Repayment
Sarah Johnson • Monthly
₦85,000
ActiveEstate Service Fee
Omolola Victoria • Monthly
₦85,000
ActiveMandate Approved
OTP verified by customers
Everyday use case
Where recurring payments become effortless
See how businesses and their customers use Squad Direct Debit every day.
Second Term Tuition
₦120,000
Collected on schedule automatically.
School fees paid on schedule.
Parents authorize recurring tuition payments once, allowing schools to receive fees on time while families avoid the stress of remembering payment deadlines.
- Collect tuition automatically every term or month
- Reduce payment reminders and manual follow-up
- Improve cash flow for school operations
Keep repayments and contributions consistent.
Whether you're collecting loan repayments, recurring investments, or monthly savings contributions, Direct Debit helps businesses automate collections with clear customer authorization.
- Automate recurring payments
- Reduce collection effort and administrative overhead
- Improve repayment consistency
- Collect recurring investment contributions effortlessly
Loan Repayment
₦45,000
Collected automatically every month.
Electricity Bill
₦18,450
Billed and collected automatically.
Bills stay paid, even when life gets busy.
Automate recurring premium and usage-based bills without relying on manual reminders or repeated requests.
- Support recurring billing cycles seamlessly
- Reduce missed payments and associated coverage lapses
- Improve predictable revenue flow
Keep subscribers active without manual renewals.
From software subscriptions to membership plans, Direct Debit ensures recurring payments happen automatically after a one-time customer authorization.
- Monthly, quarterly, or annual billing options
- Reduce churn caused by card expiry or failed manual renewals
- Build and maintain consistent recurring revenue
Premium Subscription
₦25,000
Renewed automatically every month.
Payments should be effortless—for you and your customers.
Every manual payment requires reminders, follow-ups, and customer action. With Squad Direct Debit, customers approve a secure mandate once, and future payments happen automatically on the agreed schedule. More convenience for your customers. More predictable revenue for your business.
Get StartedHow it Works
Set up automatic collection in 6 simple steps
Create a Payment Mandate
Create a one-time authorization request for your customer.
Customer Receives Request
Your customer receives a secure email to approve all recurring payments.
Customer Confirms with OTP
They verify their bank account using a secure one-time password (OTP).
Payment Mandate Activated
Once approved, the payment mandate becomes active and ready for future collections.
Automatic Payment Collection
On every due date, Squad securely collects the payment from your customer's bank account.
Merchant Get Settled
Successful collections are settled to your bank account on T+1.
The right Mandate for your business
Two ways to collect. Both on your terms.
Fixed mandate
For payments that don't change. Best for subscriptions, school fees, insurance premiums, and fixed loan repayments.
Amara Okafor
Customer
Upcoming collections
Jan
₦10,000
Collected
Feb
₦10,000
Collected
Mar
₦10,000
Collected
Apr
₦10,000
Scheduled
May
₦10,000
Scheduled
- Set amount
- Set schedule
- Zero surprises
Variable mandate
For payments that do. Best for utility bills, usage-based services, and flexible repayment plans.
Tunde Eze
Customer
- Flexible debit amounts
- Merchant-initiated collections
- Still fully customer-approved
Integrate our easy to use APIs
Squad provides developer-friendly tools like APIs, SDKs, and plugins, allowing your business to launch quickly. Our APIs are simple to integrate and grow with your business.
Built for every language
No matter the programming language or framework, our APIs are here to serve your business. PHP(Laravel), Go,Javascript(React), Flutter and more.
No code integration
NStreamline your website integration effortlessly with our no-code solution. Embedding our WooCommerce SDK takes just five minutes or less.
Frequently Asked Questions
Ready to stop chasing payments?
Collect Direct Debit payments through Squad and get paid on time, every time, on autopilot.
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By HabariPay
HabariPay is licensed by the Central Bank of Nigeria.
Squad is a complete payment solution made for businesses in Africa. It is a reliable, secure, and affordable payment platform that makes receiving in-person and online payments simpler.
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